with Selic at 10.75%, see title that yields IPCA +10%

The Monetary Policy Committee of the Central Bank, the Copomdecided in a meeting held this Wednesday (18). The increase in Selic was 0.25 percentage points, in line with forecasts made by part of the market.

This beginning of a new cycle of high interest rates in the country can be interpreted as a sign of concern Neto Fields, Gabriel Galipolo and the entire BC “gang” with the inflationary pressure that the Brazilian economy has been suffering. After all, the main objective of raising interest rates is to contain the rise in prices in the economy.

This week, the bulletin Focus revised upwards market expectations for the index IPCA for the 9th week in a row. The estimate for inflation in 2024 went from 4.30% to 4.35%. The forecast for the IPCA in 2025 went from 3.92% to 3.95%.

And, after 14 weeks of stability, the projection for 2026 also increased – from 3.60% to 3.61%.

For those who understand, half a word is enough. And the most attentive investor has already realized what this sign about the Central Bank's concern means: perhaps it is time for you to also seek the protection of your assets against rising prices.

A good alternative for this are bonds indexed to the IPCA plus a good risk premium. A “mined” title recently by the team at EQI Researchfor example, has a return of IPCA +10% per year, something very attractive and difficult to find on the market.

This title represents a good opportunity to make real gains – that is, above inflation – and without having to leave your fixed income.

And the best part: he still has it Income Tax exemption and one low initial investment. With around R$1,000, you can already add this title to your portfolio.

Protection against rising prices: learn about the IPCA +10% fixed income 'premium' title

This title found by the EQI research team is part of a category of products that became known as “premium” fixed income.

This term refers to a class of products with above average return potential traditional fixed income, such as CDBs, Treasury Direct bonds and savings accounts themselves.

There are three main advantages of these titles:

• “Sturdy” income, but without leaving fixed income;
• The possibility of inflation protectionsince many of them have their return indexed to the IPCA and a fee added;
• And the Income Tax exemption.

Every day, more investors are learning about the attractiveness of these titles. According to data from B3, the Brazilian stock exchange, the number of investors who have these products in their portfolio increased by 19%: from 307.2 thousand, at the end of 2023, to 365,6 milin June 2024.

This happens because, previously, these securities were made available by large banks only to the “wealthier” investors.

But now, any Brazilian you can know where to find them and how to add them to your portfolio, as some institutions are increasingly seeking to disseminate knowledge about “premium” fixed income.

This is the case of EQI Researchfor example. The EQI analyst team found a unique opportunity in the market:

• A security with a return of IPCA +10% per year, well above the fixed income market average;
• With exemption from income tax on earnings;
• And low minimum investment – ​​with around R$1,000, it is already possible to invest in this title.

Learn how to take advantage of this fixed income opportunity

Unfortunately, there is no such thing as a “free lunch” in the financial market. Therefore, these “premium” fixed income securities have a level of risk slightly larger than the most common ones, such as CDBs and Tesouro Direto.

Furthermore, these are securities that require you to keep the money invested for a longer period of time. Therefore, we are not talking about securities that are suitable for forming your emergency reservefor example.

However, they are a great opportunity to protect assets from rising prices in the country by investing in securities that offer real gains – that is, above inflation – quite “beefy”.

And if you want take advantage of this opportunity and investing in the title that yields IPCA +10%, with IR exemption, is better don't let time pass.

With investors increasingly paying attention to these securities, the availability of the product may run out at any time.

Just click the button below and you will receive, in a freethe necessary instructions to take advantage of this opportunity by investing from R$1 thousand: