Questions about financial goals feed into Money Times' free tool, which provides investment recommendations based on specific criteria
Anyone looking to increase their wealth and achieve financial goals can get lost with so many investment options. Even for those who are familiar, going after the assets with higher profitability and assemble a custom wallet It is still a laborious task.
To simplify this process, Money Times teamed up with BTG Pactual to create a investment simulatorwhich considers financial objectives, risk profile and value to invest to make a projection of how high your returns can go.
What the simulator does
Starting from the initial value informed – which can be any, from R$5,000, R$50,000 or more – and questions about the behavior of each investorthe simulator projects the returns that are possible to obtain.
The idea is to demonstrate how investments would perform in a given period of time indicated by the investor, so that it is possible to:
- Take a trip that you have been planning for a long time;
- Buy a car;
- Keep the value invested for the future;
- Or achieve any other personal goal.
To do this, the simulator asks questions to determine a investor profile. Here, the answer options range from beginnerwho still knows little about investments but is interested in the subject, until the more experiencedwith control over their own portfolio and responsibility in relation to possible unexpected scenarios:
Additionally, there are also questions about the everyone's risk appetite. This type of question is useful so that the simulator can increase or decrease the participation of certain assets in the portfolio, such as fixed and variable income. Thus, it is possible to generate safer or more audacious scenarios, but with the possibility of higher returns:
Finally, the simulator also asks for an estimate of how long The investor would like to keep the money earning interest. This period can vary from 6 months to 6 years – or more. It all depends on each person’s goals and the time in which they plan to enjoy the potential profits obtained.
Predictions are no guarantee of profits, but making decisions knowing how far you can go certainly brings more clarity to your investment journey.
Bruna Martins, a reporter from the Empiricus group, provides more details about the tool, as well as a complete simulation of how much R$10,000 invested over a 5-year period can yield. In the video below, you can check out the simulation she did and the results:
Now I know how much my money can yield; where to invest?
Another interesting feature of the simulator is that it brings custom wallet recommendations for you. They are generated at the time of the simulation and from the answers selected in the questionnaire.
They combine assets such as variable income, fixed income and others, so that there is the greatest possibility of good returns. Thus, even with little knowledge of investments, it is possible to have recommendations based on your own risk profile.
As a courtesy to Money Times readers, the simulator is available free of charge – just access the link below and start planning the next step towards your financial goals:
*This material is not related to specific investment objectives, financial situation or particular needs of any specific recipient, and should not serve as the sole source of information in the investor's decision-making process. Before making a decision, the investor should carry out, preferably with the help of a duly qualified professional, a thorough assessment of the product and its risks in light of their personal objectives and risk tolerance (suitability).